Full-value online banking
- Mobile banking app with Gekkoin Wallet
- Virtual and physical Mastercard payment card (for EEA and Swiss residents)
- Online account opening (for EEA and Swiss residents)
- Worldwide card delivery
- 24/7 customer support
The ideal solution for individuals who want practical and smart tool for managing their money in a European account. Shop anywhere in the world and online using Mastercard security & safety standards. The main currency is EUR.
Shop online in stores, websites, travel agencies and millions of others.
A card for all your purchases and your online and offline transactions.
After successful registration, you can top up your EURG account right in the Gekkard mobile App. Also, you can withdraw cryptocurrency by paying for goods or taking out cash from the plastic card.
Gekkard is powered by a company licensed to provide financial services
Gekkard customers' funds are securely protected by European Union law — accounts are maintained by Papaya Ltd.
Papaya Ltd is licensed by the Malta Financial Services Authority as an Electronic Money Institution (EMI). Registration number C55146.
Your virtual card will be issued right after successful registration. You can start to use it on the Internet immediately.
Download the App and register in a few steps. You will need to fill out a short form and to prove your identity and residence.
Physical plastic card with the same number as a virtual one will be produced in 24 hours and sent to you by mail.
Gekkoin’s clients have full control over their accounts and cards attached to them. Just using the App you can set spending limits, track transactions, get instant notifications, approve online payments, and even freeze the card for a while.
An account is protected with a PIN code as well as every transaction is protected by 2-Factor Authentication (2FA).
It is account established by us in your name. Account is used for the processing of transactions from linked GEKKARD, as well as for execution of payment transactions.
Сurrently, only residents of 30 EEA member states and Switzerland can open a Gekkard account.
You can open it in the mobile application
(on your smartphone) if you:
• are at least 18 years old;
• own a compatible smartphone;
• hold a supported ID document;
• don't already have an account with us.
Step 1: Fill in the mobile application your personal details and shipping address.
Step 2: Prove your identity.
Step 3: Get confirmation that you are registered as a client*.
Step 4: At this point you'll be able to top up your GEKKARD account and use your Virtual GEKKARD.
Step 5: After a few days, you’ll receive your GEKKARD Mastercard by post.
*If you meet our minimum trustworthiness criteria.
As a financial institution, we must follow the “Know Your Customer” procedures. Therefore, during registration in mobile application, you scan an identity document (passport), as well as make a "selfie".
You can check your transactions and GEKKARD account balance 24/7 - 365 days of the year using the mobile application.
It is prepaid debit card of Mastercard issued by us to you, which may be in the form of a plastic card or virtual card.
The use of virtual GEKKARD is limited to online purchases.
GEKKARD may be used to pay for goods and services at participating retailers and online that accept Mastercard cards. Virtual GEKKARD is designed for online purchases only. Plastic GEKKARD is designed for use in shops and retail locations where you are physically present. It is possible also to use it for cash withdrawal.
Regulated by the Malta Financial Services Authority (MFSA) 
